Travel Rewards Credit Cards and Points in Canada
Travel cards, points programs, and what a point is actually worth.
Travel rewards cards pay in points, and a point is only worth what you can redeem it for. This hub is for Canadians who travel enough to make points worth more than cash back, and want to know which program and card fit.
Start with the points valuation guide so every later comparison uses the same yardstick, then the best travel cards and Aeroplan guides. Reviews and head-to-heads show value for stated spending profiles, with earn rates and fees from the issuer's own pages and the date checked.
Lounge access, travel insurance and other premium perks are covered in the premium cards hub.
What this hub helps you decide:
- What is a point worth in each program?
- Which travel card fits how often I fly?
- Is Aeroplan the right program for me?
- When do points beat cash back?
Updated November 2026 · 6 guides by Andrew
Start here
- Credit Card Points Valuations in Plain Numbers: Aeroplan, Avion, and Amex MR
- Best Travel Rewards Cards for Canadians in 2026
- Aeroplan Points Guide: Earning, Transfer Partners, and Redemptions
- Best Aeroplan Credit Cards in Canada for 2026
- Amex Cobalt Review 2026: Is 5x on Food Still Worth the Monthly Fee?
New to credit cards? Read the overview first: Best Credit Cards in Canada for 2026: Picks by Spending Profile.
All Travel Rewards & Points guides
Amex Cobalt Review 2026: Is 5x on Food Still Worth the Monthly Fee?
As of September 2026, Amex Cobalt is $15.99 a month outside Quebec and earns 5 points per dollar on eligible Canadian food, capped at $2,500 a month.
Amex Cobalt vs TD Aeroplan Visa Infinite: Which Card Earns More for Your Spending?
Cobalt earns 5 points per dollar on eligible Canadian food; TD Aeroplan Visa Infinite earns 1.5 Aeroplan points on grocery, gas, EV charging, and Air Canada. The winner is the spend you can place.
Best Aeroplan Credit Cards in Canada for 2026
As of September 2026, TD and CIBC Aeroplan Visa Infinite cost $139 and earn 1.5 points on gas, grocery, and Air Canada. Amex Aeroplan Reserve costs $599 and earns 3 points on Air Canada.
Aeroplan Points Guide: Earning, Transfer Partners, and Redemptions
Aeroplan points are Air Canada currency. As of September 2026, Amex Membership Rewards Canada transfers at 1,000 points to 1,000 Aeroplan.
Credit Card Points Valuations in Plain Numbers: Aeroplan, Avion, and Amex MR
Value Aeroplan, Avion, and Amex Membership Rewards in cents per point. The ranges are illustrative. Confirm the transfer ratio with the issuer.
Best Travel Rewards Cards for Canadians in 2026
The best travel rewards card in Canada in 2026 is the structure that matches how you fly: Aeroplan, flexible points, no foreign fee, or cash back.