How We Use AI
Last updated: November 2026
Canadian Optimizer uses AI tools to help research and draft articles. Andrew sets what the site covers, the rules every article has to follow, and decides whether each day's articles are published. This page explains what the AI does, what it is not allowed to do, and how a post is checked before it goes live.
What AI does here
- Drafts articles from a written brief that names the reader's question and what the article adds that other pages don't.
- Gathers the official pages behind each rule and number, such as the Canada Revenue Agency (CRA), Canada.ca, the Department of Finance, the Bank of Canada, Statistics Canada, provincial governments, and the issuer's own page for a product.
- Builds worked examples and tables from those figures, with the arithmetic shown.
- Runs a separate check pass that re-opens each source, which is never the same pass that wrote the draft.
What AI is not allowed to do
- Invent a rate, limit, fee, payout, statistic, quote or date. If an official page doesn't publish a number, the article says it isn't published.
- Write personal experience for Andrew. Anything presented as Andrew's view comes from his own words.
- Claim that an accountant, planner or other professional reviewed an article. No article on this site has been reviewed by one, and none says so.
- Rank a product higher because the site might earn a commission from it.
How every number is checked
Every figure in an article is logged with the page it came from and the date that page was checked. On the day an article is published, a separate check re-opens each source and compares each rate, limit, rule and fee with the article. A number that doesn't match, a source that no longer loads, or a number without a source stops the article from being published until it is fixed. Each article lists its sources, with the date they were reviewed, at the bottom of the page.
How an article gets published
Articles are not read line by line by a human editor before they go live. Instead, each one has to pass a pre-publish checklist: the number check above, plus checks that the article answers its question up front, adds something new (a worked Canadian example, our own calculation or a dated comparison table), isn't a near-copy of another page, discloses affiliate links, and names the tax year and jurisdiction where that matters. Andrew sees the checklist results for each day's batch and decides whether it is published. An article that fails any check is held back, even if that means fewer articles that day.
Affiliate links and money
Some articles link to products, and the site may earn a commission if you use those links. Affiliate links are labelled, and a commission doesn't change the price you pay or which option an article recommends. Where a better option doesn't pay us anything, the article says so. Details are on the disclosure page.
Corrections
If you find a number that doesn't match its source, or a rule that has changed, email contact@canadianoptimizer.com. Articles are general education, not personalized financial, tax or legal advice; see the disclaimer. Read more about Andrew.