Disability Benefits and Credits in Canada
The disability tax credit, the Canada Disability Benefit and the RDSP.
Disability programs in Canada are linked: approval for the disability tax credit is the gate to the Registered Disability Savings Plan and to the Canada Disability Benefit. This hub is for people with a disability and the family members who help them apply.
Start with the disability tax credit guide, which explains Form T2201 and transfers, then the Canada Disability Benefit guide. Eligibility rules and amounts link to Canada.ca for the period named.
Disability insurance through work or privately is covered in the Insurance hub for disability and critical illness.
What this hub helps you decide:
- Do I qualify for the disability tax credit?
- How do I complete Form T2201?
- Am I eligible for the Canada Disability Benefit?
- Should I open an RDSP?
Updated November 2026 · 2 guides by Andrew
Start here
- Disability Tax Credit: T2201, Transfers, and the RDSP Gate
- Canada Disability Benefit: Who Qualifies and How It Interacts With the DTC
New to government benefits? Read the overview first: Canadian Government Benefits Guide (2026): Every Major Program and Who Qualifies.
All Disability Benefits guides
Canada Disability Benefit: Who Qualifies and How It Interacts With the DTC
For July 2026 to June 2027 the Canada Disability Benefit maximum is $204.20 a month. You must be 18 to 64, approved for the Disability Tax Credit, and have filed the 2025 return.
Disability Tax Credit: T2201, Transfers, and the RDSP Gate
The DTC is a non-refundable credit that also opens the RDSP and the child disability supplement. A diagnosis letter is not the test, and a denial is a file you can still fix.