Provincial Benefit Programs in Canada
Provincial and territorial programs and how their tests work.
Each province and territory runs its own benefits on top of the federal ones, with its own income tests and rules. This hub is for Canadians who want to find the provincial programs that apply to them.
Start with the provincial benefits map, which explains how the tests work rather than listing every program. Province pages are added where each province's own programs and amounts justify a separate page, each linked to the province's own site.
First-home programs beyond the FHSA are covered here because most of them are provincial.
What this hub helps you decide:
- Which provincial programs apply to me?
- How do provincial income tests work?
- Are there first-home programs in my province?
- How do provincial and federal benefits stack?
Updated November 2026 · 2 guides by Andrew
Start here
New to government benefits? Read the overview first: Canadian Government Benefits Guide (2026): Every Major Program and Who Qualifies.
All Provincial Programs guides
First-Home Buyer Programs Beyond the FHSA
The GST/HST new housing rebate, land-transfer relief, the Home Buyers' Plan, and the home buyers' tax credit are different pipes. One first-time definition does not unlock the rest.
Provincial Benefits: A Map of Tests, Not a Directory
Provincial income supports, disability programs, seniors' top-ups, and drug plans do not share one definition of income. Some count assets the federal tests ignore.