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Dividend Investing in Canada

Dividend tax credit, banks, utilities, pipelines, and income that lasts.

Dividend Investing in Canada: Build Income That Lasts
Dividend Investing

Dividend Investing in Canada: Build Income That Lasts

Dividend investing in Canada works best with eligible dividends in a taxable account, payouts covered by cash flow, and yield treated as a result, not a goal.

Andrew·2026-10-23
Dividend Tax Credit by Province: 2025 Rates and Examples
Dividend Investing

Dividend Tax Credit by Province: 2025 Rates and Examples

Dividend tax credit rates for every province and territory, eligible and non-eligible, from CRA and Revenu Québec, with worked examples on $10,000 of dividends.

Andrew·2026-10-23
Dividend Yield Traps in Canada: Warning Signs Before a Cut
Dividend Investing

Dividend Yield Traps in Canada: Warning Signs Before a Cut

A high dividend yield can mean the market expects a cut. Learn the payout ratio, free cash flow and debt checks that flag a Canadian dividend yield trap early.

Andrew·2026-10-23
Dividend Growth vs High Yield: Which Builds More Income?
Dividend Investing

Dividend Growth vs High Yield: Which Builds More Income?

A 3% yield growing 7% a year passes a 6% yield growing 1% in year 14, but needs 22 years to win on total cash. The math, Canadian examples and the risks.

Andrew·2026-10-23
DRIPs in Canada: Synthetic vs Company Plans, Discounts, ACB
Dividend Investing

DRIPs in Canada: Synthetic vs Company Plans, Discounts, ACB

How DRIPs work in Canada: broker synthetic plans vs company plans, the up-to-5% treasury discount, the tax on reinvested dividends, and tracking your ACB.

Andrew·2026-10-23
Dividends and the OAS Clawback: Why the Gross-Up Matters
Dividend Investing

Dividends and the OAS Clawback: Why the Gross-Up Matters

Eligible dividends count at 138% for the OAS clawback, so $1 above the threshold costs 20.7 cents of OAS. Official 2024 and 2025 thresholds, examples and fixes.

Andrew·2026-10-23
Covered-Call ETFs in Canada: Yield vs Total Return
Dividend Investing

Covered-Call ETFs in Canada: Yield vs Total Return

A covered-call ETF’s cash yield is not its total return. ZWB’s August 2026 facts pair a 6.79% distribution yield with a different 10-year record.

Andrew·2026-10-04
Dividend vs Growth in Taxable Accounts in Canada
Dividend Investing

Dividend vs Growth in Taxable Accounts in Canada

Eligible dividends, foreign dividends, deferred capital gains, and return-of-capital traps in a Canadian non-registered account.

Andrew·2026-09-19