DIY Stock Picking in Canada
Analyzing a business, valuation, sizing, selling, and ACB records.
How to Pick Stocks in Canada: A DIY Investor's Framework
Pick stocks in Canada by reading the filings on SEDAR+, valuing the business, capping each position, writing sell rules, and holding it in the right account.
Day Trading in a TFSA: When the CRA Calls It a Business
Frequent trading in a TFSA can be taxed as business income, with the full gain taxable. See the factors the CRA uses, the court cases, and how to stay safe.
How to Read SEDAR+ Filings: AIF, MD&A and the Financials
A step-by-step guide to SEDAR+: which filings Canadian companies must make, their deadlines, what each answers for an investor, and a worked Fortis example.
T5008 Slip: Why the Box 20 Cost Base Is Often Wrong
Your T5008 shows proceeds, but box 20 may not be your adjusted cost base. Learn which boxes matter, when the cost is wrong, and how to fix it before you file.
Position Sizing: How Much of Your Portfolio in One Stock?
How big should one stock be in your portfolio? The math of losses at 2%, 5%, 10% and 25% weights, simple sizing rules, and how to trim tax-smart in Canada.
Should Canadians Sell Their US Stocks? Home Bias, Tariffs, and the Tax Cost
Selling US stocks in a taxable account taxes half the gain. Cutting exposure with new money, or inside a registered account, often costs less.
Adjusted Cost Base (ACB) in Canada: How to Track It and Avoid Overpaying Tax
Adjusted cost base is what identical shares or fund units cost you, on average, after buying costs and return of capital. A T5008 is an input, not the books.
Superficial Loss Rule Explained (With Examples)
A capital loss is denied when you or an affiliated person buy the same property in the 30 days before or after the sale and still hold it at the end of that window.
A Tax-Loss Harvesting Calendar for Canadians
A year-end calendar for capital losses in a non-registered account: the 30-day superficial-loss rule, substitutes, and spouse accounts.